Our response to COVID-19
How Social Media can affect your Workers’ Compensation benefits

The insurance company’s job is to make a profit and therefore it is going to try to deny as many claims as it can. Insurance companies are tracking on social media for evidence that disproves an employee’s injury.

Social media has turned into a public window where everyone can see what are we up to in our lives. Insurance companies routinely hire private investigators to look into claimant social media to make sure they are telling the truth. The purpose is to verify that the individual is actually hurt, it’s a work related job injury; and it’s as severe as the claimant state it is. If they see that you are lying or even ignoring your doctors’ recommendations, your workers’ comp benefits may be dramatically affected.

We don’t need to go back to the ancient times; just 12 years ago, before Facebook was created. Investigators had a harder time to find out what people were up to. Nowadays, they have full access to your life gathering all the information they need, from Facebook, Twitter, or Instagram, for example; to determine if your injury is as severe as you say, or even if you have one and you are lying about it.

The insurance company uses private investigators to look after possible fraud, especially if the case involves a large sum of money for the claimant. These investigators are costly, but saves them much more in the benefits they don’t have to pay. The investigators follow you in real life, not just on-line.

The best way to go is being honest with your doctor, follow instructions; and don’t push yourself to do work or any kind of physical activity you aren’t supposed to do. Be cautious, don’t use your time off work for anything that would look suspicious, like: going on vacation, playing soccer, or basketball with your children, or heavy lifting…

Remember to always ask your lawyer if you have any questions regarding your case; it may make a difference in the outcome.