Tips for Preparing Your Car Accident Insurance Claim


After a car accident, it may seem impossible to determine if you need to file a lawsuit for your injuries and damages. On top of the shock you will be facing, it is difficult to assess the long-term consequences of the accident. While you cannot see into the future to determine these effects and weather you will need to file a lawsuit or claim, you don’t need to when it comes to preparing for your case. By being prepared from the moment the accident occurs, you can make things easier if you do file a claim in the future.

What To Do After an Accident

Immediately after the accident, make sure everyone involved is okay, including the driver and passengers of the other vehicle. Receive the proper medical attention that you need, or contact emergency personnel if someone is seriously injured. Then, contact the police to file an accident report. While accident reports are inadmissible in court, they still help establish a pattern and may help in negotiations. Contact your auto insurance company to notify them of the accident, and give them the names and contact information of the other driver. If the other driver is at fault, your insurance will contact their insurance to arrange payments. Your insurance company will likely request a copy of the police report before they file any claims.


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Gather Evidence For Your Insurance Claim

Right after the accident , the evidence gathering will commence and will often continue well into the months after your accident. There are some things you must gather at the accident scene, if possible, to improve the legitimacy of your car accident claim.

  1. Document the accident entirely – This includes documenting what happened with pictures, notes including the weather during the accident, any roadside construction or relevant traffic factors and any conversations you may have had with witnesses.
  2. Cooperate with all investigations – Whether with the insurance adjustor or the police, always corporate but request documentation.
  3. Never admit fault – Save your apologies or admissions of fault for your personal injury lawyer. Even if you were not at fault, just saying “sorry” could be misconstrued as an admission of guilt.

After the accident, you are likely to have medical costs as well as other losses (such as time taken away from work). Document these losses by keeping receipts and bank records showing your financial losses. That way, you have them readily available if you file a claim for those losses later on.

Contact an Experienced Personal Injury Lawyer

Even if you do not plan to file a lawsuit, sometimes exploring your options is best. Contact an experienced personal injury lawyer from Chicago Injury Legal at The Romaker Law Firm regarding your recent car accident, and we can help assess your case. Our warrior personal injury lawyers can also help limit your future losses by starting the accident claim process as early as possible!

Car Accident? Call Chicago Injury Legal at The Romaker Law Firm!

At Chicago Injury Legal at The Romaker Law Firm, we know that although you may be a conscientious driver at all times, events and accidents are simply unavoidable. Our knowledgeable staff has a wealth of experience with personal injury and car accident cases and can offer expert legal advice and strategy should you choose to pursue legal action.

With over 25 years of experience and a bilingual staff, Chicago Injury Legal at The Romaker Law Firm is dedicated to providing you with the aggressive legal representation you need. If you or a loved one were injured in a car accident, contact Chicago Injury Legal at The Romaker Law Firm to schedule a free consultation. If we agree to handle your case, we will work on a contingency fee basis, which means we get paid for our services only if we win your case! Contact Chicago Injury Legal at The Romaker Law Firm at 312-377-7000 and learn more about your case today!


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